 |

Steve Collins is 47 years of age and holds a Master of Business Administration
degree from Macquarie University (1993). He has additionally been admitted
as a Fellow of The Australian Institute of Banking and Finance (1996).
Prior to entering the mortgage broking and origination industry in 1995,
Steve was employed by the National Australia Bank for over 17 years.
At the time of his departure, Steve held a very senior position within
the Bank that included a substantial personal delegated lending authority.
His knowledge of the credit industry is comprehensive and his superior
communication skills make for a very powerful combination for clients.
| |