Depending on your circumstances, The Collins Finance Group may be able to arrange business funding for you with or without real estate security. The minimum borrowing amount is typically $500,000.

Your business’ ability to borrow finance without real estate security (or to borrow in excess of its value) for your business will depend on issues including:

• its financial strength
  
  
• its operating period and track record
  
  
• the risk mitigants employed within the business (for example, “keyperson” and other types of insurance, the ability to provide regular financial reporting etc) and
  
  
• the quality and depth of personal assets held by the owners of the business

If you have commercial or industrial real estate security available we can arrange finance up to 75% of the security value so long as the loan does not exceed $3,000,000. For loans in excess of $3,000,000 you may borrow up to 70% of the value of the real estate security. If you have residential security (or a mixture of both) you may care to review our information regarding Residentially Secured Business Loans. If you have a diversity of debtors and your business is engaged in the wholesale, service or manufacturing industries you may care to review our information regarding Debtor Finance.

If you’d like to discuss your current situation, please contact us by telephone or email.